How to Start a Claim
At Midlothian Insurance Agency, we know that the manner in which we handle your claim is one of the most important aspects of our relationship with you. We pledge to assist you in any way we can with each step of the claims process.
To report a claim during business hours, please call our agency at 972.723.5120 or 800.888.3191 or call your insurance carrier as soon as possible. Many insurance carriers prefer being notified prior to notifying our agency in order to expedite your claim. The insurance carriers will then notify our agency of the claim. When your claim is reported you will be directed concerning the next steps you need to take in the claims process.
Outside of business hours, please contact your insurance carrier directly, then contact us as soon as possible.
The following information may be helpful to you immediately following an accident.
Auto/Boat/RV:
Windshield:
- Call our office to report the damage.
- We will verify your coverage/deductible and then advise you on how to get it repaired.
One Vehicle Accident:
- Stop your vehicle and move it to a safe place.
- Determine if you or any passengers are injured. Call for medical assistance if needed.
- Call our office or call your insurance carrier as soon as possible to report the accident. Your coverage/deductible will be verified and you will be advised to obtain estimates for repairs or when an adjuster will review your damage.
Two (or more) Vehicle Accident:
- Stop your vehicle and move it to a safe place, if possible.
- Remain at the scene of the accident, and determine if you or any passengers are injured. Call for medical assistance if needed.
- Exchange the following information with the other driver(s): names, addresses, telephone numbers, type and ownership of vehicles, insurance information, a description of damages.
- Get the names, addresses and telephone numbers of any witnesses.
- Call the police. Cooperate with the police and answer all of their questions.
- Do not admit fault to anyone. You do not have all of the facts about the accident yet.
- If your vehicle must be towed, ask that it be taken to a repair shop of your choice.
- Call our office or your insurance carrier to report the accident as soon as possible. Your coverage/deducible will be verified and your claim will be set up with the insurance company that carries your policy.
Property (Fire/Water/Wind/Theft/Vandalism/Etc):
- Make whatever repairs are necessary to ensure no further damage can occur. For instance, turn off the water main for burst pipes, place a tarp on the roof for leaks, etc. (Keep a record of repair costs and retain receipts for these immediate and necessary expenditures.)
- If the loss involves theft or vandalism, call the police immediately.
- Call our office or your insurance carrier to report the claim as soon as possible. Your coverage/deductible will be verified your and you will be given advice for obtaining estimates for repairs.
Claim Numbers for Personal Lines Claims with:
| ACE | 800.954.7461 | |
| America First | 877.263.7890 | |
| American Modern | 800.543.2644 | |
| Chartis | 888.760.9195 | |
| Chubb | 800.252.4670 | |
| Classic Collectors (Infinity) | 800.334.1661 | |
| Delta | 800.666.2678 | |
| Fireman's Fund | 888.347.3428 | |
| Foremost | 800.527.3907 | |
| Kemper | 888.252.2799 | |
| Progressive | 800.274.4499 | |
| Republic | 800.451.0286 | |
| Safeco | 800.332.3226 | |
| Travelers | 800.252.4633 | |
| U S Lloyds | 800.929.2424 |
Claim Numbers for Commercial Claims with:
| AIX | 866.418.9675 |
| America First | 877.263.7890 |
| American Management Corporation (AMC) | 800.777.3462 |
| Bunker Hill | 800.645.7707 |
| CNA | 877.262.2727 |
| EMC | 800.752.0802 |
| Employers/Amcomp | 800.749.1898 |
| Republic Group | 972.788.6001 or 800.451.0286 |
| Travelers | 800.238.6225 |
| Utica | 800.216.1420 |
| Utica - Workers Compensation Claim Only | 800.284.3806 |
| Zurich | 800.987.3373 |



